Health Insurance

Ready to help you

Get Free Quotation For Your Family

Health Insurance

Health insurance is not just a safety net for medical emergencies-it is an economic shield that protects you and your family, enabling acess to quality health care

health insurance 3

21700+

Cashless Healthcare

Providers

58 Lakh +

Insurance Claims

Settled

24*7

Claim and Customer

Support

What is Health Insurance ?

Health Insuranceis a contractual agreement between an individual and an insurance company, where the insurer covers the medical expenses in exchange for a premium. it safeguards your savings during medical emergencies or planned tretment, offering coverage for sugeries, hospitalisation, day-care procedures, pre and post hospitalisation expenses, ambulance charge, ICU charge and more.

Get Health Insurance With No GST Now!

GST is no longer applied to health insurance premium,Starting from 22 september 2025. This change will lower the pr e mium cost by 18%  Which was the previous GST rate on these insurance plans.

GST Impact on insured and insurance Companies

GST removal on health insurance remiums is beneficial to both policy holders and insurance companies

For the insured, premiums have become more affordable, lowering the overall cost of health insurance

For insurance companies, this streamlines billing and may attract more customers due to lower effective premiums.

Types of Health Insurance Policies

  • Healthcare expenses in india are increasing annually, making a health insurance policy more of a need than a preference. But with so many health insurance plans available, how do you know which one fits your best? Here are the main types of health insurance policies for your better understanding.
  • Individual health Insurance Policy: This Health insurance policy covers a single individual against clinical expenses.  perfect for young experts or people seeking independent health coverage.
  • Flamily Floater Health Insurance: This policy covers entire family under one sum insured. Any member can use the coverage during hospitalisation. Perfect for families seeking comprehensive yet affordable health insurance in india.
  • Maternity Health Insurance: This policy covers childbirth expenses, prental and postnatal care, as well as newbornbaby care. Perfect for. Couple planning pregnancy.
  • Senior Citizen Health Insurance: Designed for individuals aged 60 and above, ,this plan provides enhanced coverage for age-related diseases and health issues. it offers specialised plan with features like annual check-ups and no-claims bonuses.
  • Critical Illness Insurances: This specialised health i nsurance plan  offers coverage to the policy holder when they are diagnosed with a serious illness, such as cancer, stroke or heart disease.
  • Top-up and Super Top-up Health Insurance: A top-up plan increases your sum insured at an affordable premium. in contrast, a super top-up plan provides additional protection over multiple claims.